What you need to know
Aviation insurance is a specialist class requiring underwriters with specific market knowledge. Stainton & Co. accesses specialist aviation markets including Lloyd's of London syndicates that write New Zealand aviation risks. Whether you operate a single private aircraft or manage a commercial fleet, the right structure matters.
Aviation policies need to be carefully matched to how the aircraft is used, who is flying it, and the operations it supports. Standard commercial property or liability wordings do not respond to aviation risks.
What we help with
A comprehensive aviation insurance programme, designed to protect aircraft owners, operators, and related businesses across hull loss and damage, third-party liability, hangar keepers liability, and ground risks — ensuring your aircraft and the obligations that come with operating it are properly covered at every stage.
What's generally covered
Hull (Physical Damage)
Covers physical loss or damage to the aircraft itself. Available on agreed value or market value basis. Includes in-flight, taxiing, and hangar risks.
Aviation Liability
Third party and passenger liability arising from the operation of the aircraft. Limits should reflect the aircraft type, operations, and any regulatory requirements.
Ground Risks
Coverage for the aircraft while on the ground, including hangar risks, maintenance operations, and ground handling exposures.
Hangarkeeper's Liability
For those who store, service, or maintain aircraft owned by others. Covers legal liability for damage to those aircraft while in your care, custody, or control.
Personal Accident
Covers pilots and crew for accidental death and disability. Can be extended to passengers where required.
Drone / UAV Operations
Unmanned aerial vehicle hull and liability cover for commercial drone operators. Coverage can be structured for recreational, survey, photography, and commercial operations.
Aviation insurance is a specialist class. Coverage, limits, and eligibility vary significantly by aircraft type and operation. Speak with us before purchasing or renewing to ensure your programme is correctly structured.