Personal Insurance

Cover That Works When You Need It

Tailored personal insurance for New Zealand individuals and families.

At Stainton & Co., personal insurance is arranged with the same care as our commercial programmes. We take the time to understand what matters to you and structure cover accordingly whether that's your home, your vehicle, or a collection of significant value.

As a 100% New Zealand owned broker, we are not tied to any single insurer. We access a wide panel of New Zealand insurers to find cover that suits your needs. We have access to agreed wordings with most insurers, providing higher levels of coverage than standard retail policies.

If your business is already insured through Stainton & Co., we can also take care of your personal insurance. Managing both under one relationship means nothing falls through the gaps and you'll have the same adviser looking after both your business and personal insurance.

What We Cover

Personal Cover Types

House & Contents

Your home is likely your most significant asset. We review your sum insured, policy terms, and any exclusions to make sure your cover reflects the actual rebuild cost and contents value. We access a range of standard and specialist home insurers.

Motor Vehicle

From everyday vehicles to prestige and classic cars, we arrange motor vehicle insurance that matches the vehicle's value and how it is used. Where agreed value cover is important, we can access insurers who offer this.

Boat Insurance

For recreational vessels and pleasure craft, we arrange cover that reflects the vessel's value, area of navigation, and intended use. We have access to specialist pleasure craft insurers across New Zealand.

Private Client

For clients with high-value homes, collections, prestige vehicles, or significant personal assets, we access specialist insurers who provide agreed value cover, broader terms, and claims service that matches the asset being protected.

High Value Homes and Contents
Fine Art, Jewellery and Collections
High Value Motor Vehicles including Collections
High Value Pleasurecraft
Personal Liability
Annual Travel Insurance

Get in Touch

Ready to review your personal insurance?

We'll take the time to understand your situation and make sure your cover is right not just adequate.